Financial Scams

8 Cybersecurity Tips to Safeguard Your Money from Scams

Cyberscams are illicit activities that involve the targeting or using of computers, networks, or related devices, frequently to profit from hackers. Nonetheless, some cyberscams seek to compromise systems for private or political objectives. The offenders can be categorized as advanced hackers or novices experimenting with hacking, and they can operate both individually and in formal…

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Business Startups

What are Rollovers as Business Startups (ROBS)? How Do They Work?

Starting a new business often needs significant capital, but some entrepreneurs don’t prefer traditional financing methods like loans or venture capital. However, there is another alternative that has become a popular choice among entrepreneurs lately, i.e., Rollovers as Business Startups (ROBS). This financial method leverages retirement funds to support people’s entrepreneurial dreams, but it offers…

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Cost-of-Living

Social Security Cost-of-Living Adjustment (COLA) Increase for 2025

Social Security is a significant pillar of financial stability for millions of US citizens, especially for retirees and people with disabilities. One exceptional feature of Social Security benefits is the Cost-of-Living Adjustment (COLA), which is specially designed to support people to cope with the market’s inflation. As the calendar approaches 2025, many individuals are eager…

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The Pros and Cons of Different Types of Small Business Loans

The Pros and Cons of Different Types of Small Business Loans

Small business loans offer multiple advantages, including funding your business’s R&D (research and development), investing in your equipment, and getting working capital when you don’t have enough cash flow. However, taking loans comes with multiple downsides, too, which include the risk of defaulting on your payments and losing any asset you put as collateral. So,…

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